Current Interest Rates

January 2023 504 Effective Fixed Rates:

6.28%   20 -Yr Fixed
6.31%    25 -Yr Fixed

SBA 504 Rates are published monthly

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Congress Approves Refinancing through 504 Program

Congress has given SBA permission to refinance eligible projects through the 504 program. Although the final rules and regulations have yet to be published, it is anticipated that eligible small business borrowers will be able to refinance existing mortgage debt at an advance of 90% loan to value under the 504 program- which will give borrowers access to long term below market fixed rates and loan to values of up to 90%.  Stay tuned. We will publish information on the progress of this program as we receive it.

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