Current Interest Rates

September 2018- Year Fixed Rate: 5.26% 20 Years Fixed

SBA 504 Rates are published monthly

Sign up here for monthly rate updates

Featured Loan

Transportation Company


In partnership with First Commercial Bank, Capital Solutions recently had the pleasure of assisting Deep South with SBA 504 financing to purchase and renovate a 14,000 SF office/warehouse in Birmingham, AL.

Deep South Freight is a truckload, contract carrier operating van equipment with 48 state and Canadian operating authority. Deep South hauls a wide range of commodities from food grade products to industrial raw materials. Services offered include truckload dry van service, dedicated contract service, custom transportation solutions, logistics consulting service, cross-town and local hauling. Their fleet is strategically located throughout the United States to meet customer’s needs.   Trucks are stationed in Houston, New Orleans, Hattiesburg, Nashville, Atlanta, Mobile, Savannah, Charleston, and Charlotte with focus on the Southeast. Since 1975 the company has built relationships on providing superior service, flexibility in meeting customer needs and the resources to add value to customers’ operations.  Deep South believes in going the extra mile and continues to strive for improvement.

Edmund Doss, President and Owner since 1996, is a member of the American Trucking Association and serves on the Board of the Alabama Trucking Association. Deep South Freight is actively involved in the trucking industry.



When the SBA guaranties 75-85% of a small business loan, what are the benefits?

For Banks, The Benefits of 7a Include:

* The ability to refinance existing commercial loans
* Significantly reduced credit exposure
* Improved quality of loan portfolio and balance sheet
* Freed up capital; 7a eliminates capital reserve requirements on the guaranteed portion of the loan
* The guaranteed portion doesn’t count toward the community bank’s legal lending limit
* Opportunities for selling the guaranteed portion on the secondary market

For Small Businesses, 7a Can Solve These Problems:

* Insufficient collateral to cover a loan request
* A need to restructure debt for better terms, lower monthly payments, an upcoming balloon
payment or for improved cash flow
* A way to finance a business that doesn’t fit conventional banking parameters
* Or a loan for:

  • Business acquisition
  • Business growth or expansion
  • Permanent working capital
  • Real estate or equipment purchases