Historic Rate Chart

504 Rate History

20- year effective rates below include fees to CDC, SBA and central serving agent based on debenture pricing published by NADCO.  Refinance loan rates are different.

2020

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec

2019

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
4.751% 4.641% 4.5814% 4.360% 4.260% 3.978% 3.908% 3.526% 3.355% 3.398% 3.679% 3.579%

2018

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
4.64% 4.94% 4.92% 5.02% 5.22% 5.32% 5.25% 5.294% 5.244% 5.153% 5.253% 4.922%

2017

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
4.58% 4.61% 4.83% 4.62% 4.67% 4.60% 4.76% 4.54% 4.37% 4.64% 4.51% 4.50%

2016

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
4.83%  4.32% 4.54%  4.31%  4.32%  4.23% 4.09%  4.55%  4.54%  4.72% 4.35%  4.59%

2015

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
4.49% 4.53%  4.79% 4.59% 4.86% 5.05% 5.05%  4.89% 4.89%  4.76% 4.74% 4.86%

2014

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
5.54% 5.30%  5.28% 5.19% 5.07% 5.06% 4.93%  4.95% 5.02%  4.82% 4.85% 4.78%

2013

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
4.20% 4.28% 4.29% 4.15% 4.14% 4.52% 5.22%  5.24%  5.69% 5.44% 5.46% 5.46%

2012

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
4.83% 4.70% 4.79% 4.74% 4.45% 4.49% 4.45% 4.44% 4.27% 4.25% 4.16% 4.00%

2011

Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec
5.73% 6.06% 5.93% 5.89% 5.63% 5.51% 5.58% 5.13% 4.69% 4.83% 4.94% 4.94%

2010

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
5.79% 5.55% 5.6% 5.77% 5.52% 5.29% 5.21% 4.93% 4.62% 4.95% 5.09% 5.56%

2009

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
6.66% 5.70% 5.6% 5.25% 5.37% 5.89% 5.24% 5.39% 5.14% 5.33% 5.5% 5.46%

2008

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
6.14% 6.13% 6.46% 6.34% 6.46% 6.65% 6.84% 6.99% 6.57% 6.57% 7.72% 7.17%

2007

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
6.29% 6.26% 6.2% 6.29% 6.28% 6.68% 6.79% 6.75% 6.53% 6.54% 6.48% 6.26%

 

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