Current Interest Rates

September 2018- Year Fixed Rate: 5.26% 20 Years Fixed

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Featured Loan

Transportation Company


In partnership with First Commercial Bank, Capital Solutions recently had the pleasure of assisting Deep South with SBA 504 financing to purchase and renovate a 14,000 SF office/warehouse in Birmingham, AL.

Deep South Freight is a truckload, contract carrier operating van equipment with 48 state and Canadian operating authority. Deep South hauls a wide range of commodities from food grade products to industrial raw materials. Services offered include truckload dry van service, dedicated contract service, custom transportation solutions, logistics consulting service, cross-town and local hauling. Their fleet is strategically located throughout the United States to meet customer’s needs.   Trucks are stationed in Houston, New Orleans, Hattiesburg, Nashville, Atlanta, Mobile, Savannah, Charleston, and Charlotte with focus on the Southeast. Since 1975 the company has built relationships on providing superior service, flexibility in meeting customer needs and the resources to add value to customers’ operations.  Deep South believes in going the extra mile and continues to strive for improvement.

Edmund Doss, President and Owner since 1996, is a member of the American Trucking Association and serves on the Board of the Alabama Trucking Association. Deep South Freight is actively involved in the trucking industry.



For Lenders



Capital Solutions represents Foundation Capital (formerly known as Birmingham City Wide LDC), one of Alabama’s premier Certified Development Companies. Through our partnership with Foundation Capital, we market, underwrite, originate, and fund SBA 504 loans projects.

Foundation Capital operates under the Abridged Submission Method (ASM), which means SBA responds to our 504 loan applications in THREE business days.  We have over 15 years of experience in originating 504 loans, so we know how to make the process go quickly and efficiently.

With Capital Solutions handling the SBA side of a 504 loan, your bank and your borrower are in the good hands!

Bank Consulting: In addition to packaging and closing SBA 7a and 504 loans, we also offer a full complement of consulting services designed to expand a bank’s market presence, preserve the SBA guarantee, and expand revenue sources. These services are customized to fit each bank’s requirements. A sample of our services include:

  1. Sales and marketing coaching for the SBA 7a and 504 programs
  2. SBA loan training, screening and structuring
  3. Secondary market transactions
  4. Review of the bank’s existing loan portfolio to identify refinance opportunities

For community banks these benefits include:

* Increased loan volume

* An additional revenue stream

* Development and retention of long-time, loyal business customers

* Cross-selling opportunities

* A 75% to 85% guarantee on business loans

* Improved credit quality of the existing loan portfolio

* No full-time SBA staff required

* Just-in-time expertise with Capital Solutions

* Preservation of SBA guarantee