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September 2018- Year Fixed Rate: 5.26% 20 Years Fixed

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Featured Loan

Transportation Company


In partnership with First Commercial Bank, Capital Solutions recently had the pleasure of assisting Deep South with SBA 504 financing to purchase and renovate a 14,000 SF office/warehouse in Birmingham, AL.

Deep South Freight is a truckload, contract carrier operating van equipment with 48 state and Canadian operating authority. Deep South hauls a wide range of commodities from food grade products to industrial raw materials. Services offered include truckload dry van service, dedicated contract service, custom transportation solutions, logistics consulting service, cross-town and local hauling. Their fleet is strategically located throughout the United States to meet customer’s needs.   Trucks are stationed in Houston, New Orleans, Hattiesburg, Nashville, Atlanta, Mobile, Savannah, Charleston, and Charlotte with focus on the Southeast. Since 1975 the company has built relationships on providing superior service, flexibility in meeting customer needs and the resources to add value to customers’ operations.  Deep South believes in going the extra mile and continues to strive for improvement.

Edmund Doss, President and Owner since 1996, is a member of the American Trucking Association and serves on the Board of the Alabama Trucking Association. Deep South Freight is actively involved in the trucking industry.



About Us


Capital Solutions was founded in 1997 by Jan Roberts and Nicole Reed.  Prior to forming Capital Solutions, Jan and Nicole were both employed as commercial lenders, specializing in small business loans.  During their time as bank lenders, Jan and Nicole recognized the need for specialized training and resources in navigating the SBA loan process.

With the intent of making access to SBA easier and available to more borrowers, Capital Solutions was formed.  Capital Solutions quickly became the comprehensive SBA lending resource for borrowers, community banks and financial institutions serving small businesses throughout Alabama and in other southeastern states.

Through its partnership with Foundation Capital, a CDC (Certified Development Company) Capital Solutions partners with lenders through the SBA 504 Loan Program and the SBA 7a Guaranty Loan Program.  Bob Dickerson is CEO of Foundation Capital.

As an SBA consulting company for lenders, Capital Solutions functions as an outsource SBA lending department. Professional SBA guidance provided through Capital Solutions ensures a pleasant 504 and 7a experience for national banks, regional banks, community banks and their small business customers.

Capital Solutions is also actively involved with industry affairs such as NADCO and NAGGL,  and other organizations including the Birmingham Business Resource Center, which is aimed at improving economic vitality in Alabama communities.