Current Interest Rates

January 2023 504 Effective Fixed Rates:

6.28%   20 -Yr Fixed
6.31%    25 -Yr Fixed

SBA 504 Rates are published monthly

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The SBA 504 Loan Program: Helping Small Businesses Think Big
A long-term, fixed-rate solution

The U.S. Small Business Administration established the 504 loan to help businesses purchase equipment and commercial real estate while retaining working capital.

The SBA 504 loan puts financing within reach for small businesses through low down payments and long-term, low, fixed interest rates. And it reduces the risk to lenders through a shared financing structure.

Check out the tabs above for more detail on the 504 program.